How do Amazon currency conversion fees work?
When you sell in a non-USD marketplace and disburse to a USD bank account, Amazon converts currency at its own rate, which is roughly 2% to 3% worse than the mid-market rate. Alternatives like Wise, Payoneer, or WorldFirst multi-currency accounts typically save 1% to 2% per payout by letting you disburse in local currency and convert separately.
Jul 26, 2026 · 3 min read
Amazon's ACS rate
Amazon Currency Converter for Sellers (ACCS) converts marketplace currency to your bank's currency at Amazon's rate. The spread versus mid-market is roughly 2% to 3%, meaning a $10,000 payout loses $200 to $300 to conversion.
Multi-currency accounts
Wise, Payoneer, and WorldFirst offer local-currency receiving accounts (GBP, EUR, JPY, etc.). Amazon pays into the local account at par, and you convert to USD when you choose at rates typically 0.4% to 1% above mid-market.
Break-even point
On monthly non-USD volume above roughly $5,000, a multi-currency account saves enough to more than cover any monthly fees. Below that, ACS simplicity may be worth the spread.
Frequently asked questions
Does Amazon charge the same rate in every marketplace?
The spread is similar (~2% to 3%) across marketplaces though the underlying rate is set daily.
Are multi-currency accounts safe?
Wise, Payoneer, and WorldFirst are established regulated providers used by many Amazon sellers.
Does Nova track FX?
Nova reports SKU-level revenue in the marketplace's native currency and can consolidate to USD. FX fees are a separate line item outside Nova's ingested data.
Can I switch payout methods anytime?
Yes. Change the deposit method in Seller Central > Settings > Account Info > Deposit Methods.
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